Your credit score is more than just a number, it can play an important role in your mortgage options and the interest rate you may qualify for.

What Goes Into a Credit Score?
Payment history matters: On-time payments can support your credit profile, while late payments may affect it and your future mortgage planning.
Credit use counts: Your balances compared with your available limits can influence your score, so review revolving-account utilization before a mortgage application.
Keep applications intentional: New credit inquiries and account age can affect scoring, so discuss planned mortgage credit activity with your broker.