Rate Locks: Keep Your Mortgage Budget on Track

Mortgage rates can change, but a rate lock can help protect your agreed-upon rate for a set period while your loan moves toward closing.

Depending on your loan and lender, locks may last 30–90 days.

Ask about fees, expiration dates, and whether a float-down option is available if rates drop.

The key? Understand your options before deciding what works best for your budget and goals.

I’m here to help you navigate the details and make informed financing decisions without the guesswork.